lalasummerrrrr · 2019年10月10日
问题如下图：
选项：
A. 
B. 
C. 
解释：
书上在step 1 identify passive or active traits 写的Through this process, the adviser is trying to determine whether the client has in the past (or does now) put his or her capital at risk to build wealth.
通过 这句话 我的理解是Jessie是active 请问有哪里不对吗？以及她有哪些emotional bias呢 slide128写的我都觉得她没有啊
企鹅_品职助教 · 2019年10月11日
Jessie过去是active的，现在是passive的。
文中关于Jessie的描写是这样的：Jessie是一位66岁的高净值投资者。 她创立了一家成功的制造公司，现在由她的儿子管理。 她的主要目标是维持资产的实际价值并支持生活费用。
所以Jessie现在已经退位让贤了，她的目标也说明了ta她的risk tolerance很低。
lalasummerrrrr · 2019年10月12日
risk tolerance低我可以理解; 但书上的话 是"has in the padt put her capital…" 如果单纯看"她创立了成功的制造公司" 还是可以理解成 她是active吧？ 因为has in the past 所以不能说 她过去是什么现在是什么吧？
NO.PZ2018091702000014 问题如下 There are three clients with fferent characteristics:(1) Eve is a 40 years olchemist an passive investor who wants her portfolio return to stable ansafe. She hlow risk tolerananwonrs if it is appropriate to invest a large position of money in employee stooption. (2 )Flora is a 42 years olbanker who largely uses leverage in investment anconsumes with cret car. She rectly invests in three or four stocks, anshows strong confinafter she rea positive articles about these stocks in locnewspaper.(3) Jessie is a 66 years olhigh net-worth investor. She founa successful manufacturing company, whiis now manageher son. Her primary gois to maintain the revalues of her assets ansupport her living expenses. Jessie worries about the market volatiles anregularly seeks for aice.a financiconsultant of these clients, you are least likely to: A.ask Eve to versify her investment portfolio rather thfocus on her employer’s stocks. B.scuss with Flora to improve her investment cision-making process. C.give Jessie the tailefinanciincators suPE ratio anrisk-austereturns. C is correct.考点客户类型和特征解析Jessie只要求维持现有资产而非追求收益，担心变化容易担忧和焦虑，这些特征说明她是passive preserver。对于这一类型的客户，无需提供详细的指标分析，因为知道得越多她反而越紧张，用通俗易懂的语言获得Jessie的信任然后提供投资建议更适合。 B 里面F应该是AA，他的方式不是最好控制他的决策环境吗？为什么还和他讨论。C客户我认为从这里无法判断是PP或者FF，如果是FF，就没有问题，请老师解答，谢谢
NO.PZ2018091702000014 问题如下 There are three clients with fferent characteristics:(1) Eve is a 40 years olchemist an passive investor who wants her portfolio return to stable ansafe. She hlow risk tolerananwonrs if it is appropriate to invest a large position of money in employee stooption. (2 )Flora is a 42 years olbanker who largely uses leverage in investment anconsumes with cret car. She rectly invests in three or four stocks, anshows strong confinafter she rea positive articles about these stocks in locnewspaper.(3) Jessie is a 66 years olhigh net-worth investor. She founa successful manufacturing company, whiis now manageher son. Her primary gois to maintain the revalues of her assets ansupport her living expenses. Jessie worries about the market volatiles anregularly seeks for aice.a financiconsultant of these clients, you are least likely to: A.ask Eve to versify her investment portfolio rather thfocus on her employer’s stocks. B.scuss with Flora to improve her investment cision-making process. C.give Jessie the tailefinanciincators suPE ratio anrisk-austereturns. C is correct.考点客户类型和特征解析Jessie只要求维持现有资产而非追求收益，担心变化容易担忧和焦虑，这些特征说明她是passive preserver。对于这一类型的客户，无需提供详细的指标分析，因为知道得越多她反而越紧张，用通俗易懂的语言获得Jessie的信任然后提供投资建议更适合。 如果FLORA是A他应该无法接受别人跟他讨论才对, 老师建议直接抢过主动权, 那B为何不能选?
NO.PZ2018091702000014问题如下 There are three clients with fferent characteristics:(1) Eve is a 40 years olchemist an passive investor who wants her portfolio return to stable ansafe. She hlow risk tolerananwonrs if it is appropriate to invest a largeposition of money in employee stooption. (2 )Flora is a 42 years olbanker who largely uses leverage in investment anconsumes with cret car. She rectly invests in three or four stocks, anshows strong confinafter she rea positive articles about these stocks in locnewspaper.(3) Jessie is a 66 years olhigh net-worth investor. She founa successful manufacturing company, whiis now manageher son. Her primary gois to maintain the revalues of her assets ansupport her living expenses. Jessie worries about the market volatiles anregularly seeks for aice.a financiconsultant of these clients, you are least likely to: A.ask Eve to versify her investment portfolio rather thfocus on her employer’s stocks.B.scuss with Flora to improve her investment cision-making process.C.give Jessie the tailefinanciincators suPE ratio anrisk-austereturns. C is correct.考点客户类型和特征解析Jessie只要求维持现有资产而非追求收益，担心变化容易担忧和焦虑，这些特征说明她是passive preserver。对于这一类型的客户，无需提供详细的指标分析，因为知道得越多她反而越紧张，用通俗易懂的语言获得Jessie的信任然后提供投资建议更适合。 如题，感觉Eva也是PP，会出现同样类型投资者的情况么
NO.PZ2018091702000014问题如下 There are three clients with fferent characteristics:(1) Eve is a 40 years olchemist an passive investor who wants her portfolio return to stable ansafe. She hlow risk tolerananwonrs if it is appropriate to invest a largeposition of money in employee stooption. (2 )Flora is a 42 years olbanker who largely uses leverage in investment anconsumes with cret car. She rectly invests in three or four stocks, anshows strong confinafter she rea positive articles about these stocks in locnewspaper.(3) Jessie is a 66 years olhigh net-worth investor. She founa successful manufacturing company, whiis now manageher son. Her primary gois to maintain the revalues of her assets ansupport her living expenses. Jessie worries about the market volatiles anregularly seeks for aice.a financiconsultant of these clients, you are least likely to: A.ask Eve to versify her investment portfolio rather thfocus on her employer’s stocks.B.scuss with Flora to improve her investment cision-making process.C.give Jessie the tailefinanciincators suPE ratio anrisk-austereturns. C is correct.考点客户类型和特征解析Jessie只要求维持现有资产而非追求收益，担心变化容易担忧和焦虑，这些特征说明她是passive preserver。对于这一类型的客户，无需提供详细的指标分析，因为知道得越多她反而越紧张，用通俗易懂的语言获得Jessie的信任然后提供投资建议更适合。 II和AA区别是？。zzz
NO.PZ2018091702000014问题如下 There are three clients with fferent characteristics:(1) Eve is a 40 years olchemist an passive investor who wants her portfolio return to stable ansafe. She hlow risk tolerananwonrs if it is appropriate to invest a largeposition of money in employee stooption. (2 )Flora is a 42 years olbanker who largely uses leverage in investment anconsumes with cret car. She rectly invests in three or four stocks, anshows strong confinafter she rea positive articles about these stocks in locnewspaper.(3) Jessie is a 66 years olhigh net-worth investor. She founa successful manufacturing company, whiis now manageher son. Her primary gois to maintain the revalues of her assets ansupport her living expenses. Jessie worries about the market volatiles anregularly seeks for aice.a financiconsultant of these clients, you are least likely to: A.ask Eve to versify her investment portfolio rather thfocus on her employer’s stocks.B.scuss with Flora to improve her investment cision-making process.C.give Jessie the tailefinanciincators suPE ratio anrisk-austereturns. C is correct.考点客户类型和特征解析Jessie只要求维持现有资产而非追求收益，担心变化容易担忧和焦虑，这些特征说明她是passive preserver。对于这一类型的客户，无需提供详细的指标分析，因为知道得越多她反而越紧张，用通俗易懂的语言获得Jessie的信任然后提供投资建议更适合。 老师请问，Jesse不是Frieny Followers吗？regulseeks for aice
